Terms & Conditions
Last updated: April 2026
By accessing or using the PropAI Deal Analyser (“the Tool”), you agree to be bound by the following terms and conditions. If you do not agree, you must not use the Tool.
1. Nature of the Service
The Tool is a property investment analysis calculator designed to assist users in evaluating potential property deals. It provides estimates, projections, and indicative figures based on user-supplied inputs and publicly available data.
2. Not Financial Advice
Waterside Technology LTD is not authorised or regulated by the Financial Conduct Authority (FCA). Nothing produced by the Tool constitutes financial advice, investment advice, tax advice, or any other form of professional advice. All outputs — including but not limited to profit projections, yield calculations, cash flow estimates, AI-generated assessments, and deal verdicts — are for informational and illustrative purposes only.
You must not rely on the Tool's outputs as the sole basis for any investment decision. You should always seek independent advice from a suitably qualified and regulated professional (such as a financial adviser, solicitor, surveyor, or accountant) before committing to any property transaction.
3. Accuracy & Limitations
While we endeavour to ensure the Tool's calculations are reasonable, we make no warranty or representation — express or implied — as to the accuracy, completeness, reliability, or suitability of any output. Calculations may be based on assumptions, averages, or simplified models that do not reflect your specific circumstances. Market conditions, tax rules, lending criteria, and property values can change at any time.
Stamp Duty calculations assume the higher rate (additional property surcharge) applies. Actual Stamp Duty liability may differ depending on your individual circumstances.
4. AI-Powered Features
Certain features of the Tool use artificial intelligence (AI) via third-party providers (currently OpenAI) to generate estimates and assessments. AI outputs are inherently probabilistic and may contain errors, omissions, or inaccuracies. AI-generated content does not constitute professional advice and should be treated as a starting point for your own research, not a definitive answer.
When you use AI features, relevant property data from your current analysis is transmitted to the AI provider for processing. We do not control the AI provider's data handling beyond ensuring reasonable contractual protections are in place. The AI provider's own terms of service and privacy policy also apply to this processing.
5. Data Privacy & Storage
The Tool stores your property analysis data locally in your browser and syncs it to our cloud infrastructure (AWS) so you can access it across devices. Your data may also be shared with third-party services in the following circumstances:
- When you use AI-powered features, relevant property data is sent to OpenAI for processing via our backend.
- When you use location or crime data features, postcodes or coordinates may be sent to public APIs (Police API, geocoding services).
- When you import a property listing, the listing URL is fetched to extract property details.
For full details on how we collect, use, and protect your data, see our Privacy Policy.
6. Limitation of Liability
To the fullest extent permitted by law, Waterside Technology LTD and its directors, officers, and employees shall not be liable for any loss, damage, or expense — whether direct, indirect, incidental, consequential, or otherwise — arising from or in connection with your use of the Tool, reliance on its outputs, or any investment decision made on the basis of information provided by the Tool.
7. Intellectual Property
All content, design, code, and branding associated with the Tool are the property of Waterside Technology LTD. You may not copy, reproduce, distribute, or create derivative works based on the Tool without prior written consent.
8. Marketing Communications
With your consent, we may use the email address associated with your account to send you marketing communications, including updates about our services, investment opportunities, and market insights. You can opt in or out of marketing emails at any time. Your choice does not affect your ability to use the Tool.
9. Changes to These Terms
We reserve the right to update these terms at any time. If we make material changes, we will require you to review and accept the updated terms before continuing to use the Tool. Continued use of the Tool after changes have been presented constitutes acceptance of the revised terms.
10. Governing Law
These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.